State RegulationsGA specificDifficulty 2/5
Which of the following is a proper ground for the Insurance Commissioner to deny, suspend, or revoke a Georgia producer license?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under the Georgia Insurance Code, the Insurance Commissioner may deny, suspend, or revoke a producer license for willful misrepresentation, fraud, or other untrustworthy or incompetent conduct — including obtaining the license itself through deceptive means. The Commissioner's disciplinary authority protects Georgia consumers from untrustworthy licensees rather than policing innocuous business arrangements.
Why the other options are wrong
- A) Doing business mainly within one's own household is not by itself a disciplinary ground under Georgia licensing law.
- B) Holding licenses in multiple states is a normal, permitted practice subject to each state's nonresident rules.
- C) Skipping a voluntary marketing course is not a basis for denying or revoking a Georgia producer license.
Memory hook
Fraud on the way in forfeits the way forward.