State RegulationsGA specificDifficulty 1/5
An applicant for a Georgia producer license had a license revoked in another state for insurance fraud. What may the Insurance Commissioner do in Georgia?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under the licensing provisions of the Georgia Insurance Code (O.C.G.A. § 33-23-1 through § 33-23-46), the Insurance Commissioner may deny a license for cause, and a prior revocation in another state for insurance fraud is proper grounds for denial. Disciplinary history follows the applicant across state lines.
Why the other options are wrong
- B) Discipline imposed in another state is relevant to the applicant's fitness and is not ignored in Georgia.
- C) The statute provides for denial for cause; it does not offer a partial license conditioned on line-of-authority restrictions as a substitute.
- D) A criminal prosecution is not a prerequisite; the prior administrative revocation itself supports denial for cause.
Memory hook
Fraud elsewhere follows you to Georgia's door.