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State RegulationsGA specificDifficulty 2/5

A producer licensed in another state moves to Georgia and applies for a resident license under the Letter of Clearance procedure. To qualify for the exemptions available through that procedure, when must the application be made?

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Answer & full 3-part explanation (select an option above, or peek)

Why B is correct

Under Georgia's Letter of Clearance procedure administered by the Office of Commissioner of Insurance and Safety Fire, a producer who relocates to Georgia may obtain a resident license without again completing prelicensing education or the examination if the application is made within 90 days of the former license's cancellation. Missing the 90-day window means the producer must satisfy the ordinary qualification requirements.

Why the other options are wrong

  • A) 6 months overstates the window; the Letter of Clearance exemption is available only if the application is filed within 90 days of the former license's cancellation.
  • C) Applying before cancellation is not the trigger — the 90-day clock under Georgia's Letter of Clearance procedure runs from the former license's cancellation date.
  • D) The 15-day period relates to late renewal fees, not to the Letter of Clearance, which allows a full 90 days from cancellation.

Memory hook

Moved to Georgia? File within 90 days of cancellation and skip the re-testing.

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