State RegulationsGA specificDifficulty 2/5
The Georgia Insurance Department is verifying a nonresident applicant's home-state license status. Which documentation satisfies the home-state verification requirement under O.C.G.A. § 33-23-16?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under O.C.G.A. § 33-23-16, Georgia confirms a nonresident applicant's standing through home-state verification: a report from the NAIC Producer Database (PDB) or a certification letter from the home state dated within 90 days. The freshness limit prevents producers from papering over lapsed or disciplined licenses, and the PDB gives the Insurance Commissioner a standardized multistate view of the applicant's record before Georgia extends reciprocal licensing.
Why the other options are wrong
- B) An employer's affidavit is not an authorized verification document; only the PDB or a dated home-state certification letter satisfies the statute.
- C) A photocopy of any age does not work; the certification must be dated within 90 days to be considered current.
- D) An appointing insurer's letter does not verify home-state licensure; the statute requires home-state or PDB evidence.
Memory hook
PDB or a fresh letter — 90 days old, not older.