State RegulationsGA specificDifficulty 1/5
Under Georgia law, a producer who unlawfully makes false representations about the terms or benefits of the policy being sold commits:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-6-4(c), making unlawful false representations as to the policy sold is a misdemeanor. Criminal exposure exists regardless of whether the customer ultimately proves a loss, and the Insurance Commissioner may separately pursue administrative penalties and license action.
Why the other options are wrong
- A) O.C.G.A. § 33-6-4(c) classifies the offense as a misdemeanor; the felony classification appears in other contexts, such as premium misappropriation over $1,000 under O.C.G.A. § 33-23-35(c).
- C) The offense is complete when the false representation is made; no customer loss is required.
- D) The statute expressly gives the conduct a criminal classification, not merely a civil one.
Memory hook
False promises about the policy = misdemeanor in Georgia.