State RegulationsGA specificDifficulty 2/5
Under O.C.G.A. § 33-6-4(c), an insurer or producer that makes unlawful false representations about a policy sold commits:
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
O.C.G.A. § 33-6-4(c) makes unlawful false representations as to a policy sold a misdemeanor, adding criminal exposure on top of the Insurance Commissioner's administrative remedies. The classification signals that misrepresenting what a policy delivers is not merely a marketing error; it is an offense against Georgia's insurance consumers, punishable alongside suspension or other disciplinary action.
Why the other options are wrong
- A) The statute classifies the offense as a misdemeanor, not a felony.
- B) Because the conduct is a misdemeanor, the exposure is not limited to civil penalties.
- D) License revocation is a disciplinary outcome reached through the Insurance Commissioner's processes, not the automatic criminal consequence the section imposes.
Memory hook
Lie about the policy sold: misdemeanor in Georgia.