State RegulationsGA specificDifficulty 1/5
After an investigation, what procedural step must occur before the Insurance Commissioner may take disciplinary action against a Georgia licensee?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under O.C.G.A. § 33-6-6, disciplinary action follows notice of a hearing and an opportunity to be heard; the Commissioner may not simply fine or sanction a licensee without this process. The safeguard protects licensees and gives them a real chance to rebut the Department's evidence before any order issues, so a licensee who receives such a notice should treat it as the start of a contested proceeding.
Why the other options are wrong
- A) Any monetary penalty comes only after the hearing process, never as a prerequisite to it.
- B) An investigation may arise from examinations or other information; sworn customer complaints are not required.
- C) Discipline is an administrative matter; criminal conviction is not a prerequisite.
Memory hook
Notice, then hearing, then order — Georgia discipline keeps that order.