State RegulationsGA specificDifficulty 3/5
A Georgia resident, for a fee, advises consumers on their insurance coverage needs and gaps but does not sell, solicit, or place any policies. Under Georgia law, this activity:
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under Georgia's licensing chapter (O.C.G.A. § 33-23-1 through § 33-23-46), giving insurance advice for a fee is counselor activity, which requires its own license — distinct from an agent license, which centers on selling and soliciting. Because the resident is paid for advice rather than sales, the counselor license is the operative requirement, and no insurer appointment is involved.
Why the other options are wrong
- A) The absence of a sale does not exempt fee-based advice from licensing.
- B) A temporary license is a limited, event-driven license and does not cover establishing an advice practice.
- D) The activity does not depend on any insurer appointment.
Memory hook
Sell = agent license; advise for a fee = counselor license.