State RegulationsGA specificDifficulty 1/5
In Georgia, what distinguishes a counselor license from a producer license?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under the licensing provisions of the Georgia Insurance Code (O.C.G.A. § 33-23-1 through § 33-23-46), a counselor license authorizes the holder to give insurance advice for compensation, a function distinct from the producer's business of soliciting, negotiating, and selling insurance.
Why the other options are wrong
- A) The counselor's defining feature is providing paid advice; selling policies is the producer's function, and the distinction does not turn on a commission ban.
- C) Counselors are not required to be employed by a single insurer.
- D) Claims adjusting is a separate function; counseling concerns giving insurance advice for a fee.
Memory hook
Counselors advise for a fee; producers sell for a commission.