State RegulationsGA specificDifficulty 1/5
In Georgia insurance regulation, a counselor's license is required for:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Georgia's licensing framework, administered by the Office of Commissioner of Insurance and Safety Fire, separates selling from advising: a counselor's license is required to provide insurance advice for a fee. A producer is licensed to transact sales; the counselor credential covers compensated analysis and recommendations, so clients who pay for advice receive it from someone the Insurance Commissioner has credentialed for that advisory role.
Why the other options are wrong
- A) Selling life policies, even to family members, is producer activity; the family relationship does not create a counseling role.
- C) Servicing existing policies without extra compensation is not advice for a fee and needs no counselor license.
- D) Recruiting and training new producers is not compensated insurance advice to consumers.
Memory hook
Counselor = advice for a fee.