State RegulationsGA specificDifficulty 1/5
Which official has the primary authority to supervise and enforce Georgia's insurance laws?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under O.C.G.A. § 33-2-1, the Insurance Commissioner heads the Georgia Office of Commissioner of Insurance and Safety Fire and holds broad power and duty to administer and enforce the state's insurance laws, including supervising insurers and licensees. The practical consequence is that every Georgia licensee answers to the Commissioner, not to any industry body or trade association, for compliance with Georgia insurance law.
Why the other options are wrong
- B) The Attorney General prosecutes crimes and advises state government but does not supervise the business of insurance.
- C) The NAIC is an association of state regulators that drafts model laws; it has no enforcement power in Georgia.
- D) The legislature enacts insurance statutes but does not administer or enforce them day to day.
Memory hook
One Commissioner commands Georgia insurance — no committee or trade group does.