State RegulationsGA specificDifficulty 1/5
Under Georgia unfair trade practices law, coercion as an unfair method of competition includes:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
O.C.G.A. § 33-6-4(b)(4) prohibits boycotts, coercion, and intimidation in connection with insurance transactions. Coercion means pressuring a party through threats or intimidation to force an insurance decision, removing the free choice on which the insurance marketplace depends. The Insurance Commissioner can act against the practice because consent obtained under threat is not genuine consumer choice.
Why the other options are wrong
- A) A discount authorized in the filed rates is lawful pricing, not pressure on the customer's decision.
- B) Recommending a lower-premium policy is ordinary advice, not intimidation.
- C) Requiring the applicant's signature is standard application procedure with no element of threat.
Memory hook
Threats are not salesmanship: intimidation is coercion.