State RegulationsGA specificDifficulty 1/5
When Georgia verifies a nonresident applicant's standing with the home state through a certification letter, how recent must that letter be?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under O.C.G.A. § 33-23-16, Georgia verifies a nonresident applicant's home-state licensure through the NAIC Producer Database or through a certification letter from the home state, and a letter used for that purpose must be dated within 90 days of the application. The freshness requirement ensures the reciprocity decision rests on current, not stale, home-state standing.
Why the other options are wrong
- A) 6 months is far too stale — the certification letter accepted under O.C.G.A. § 33-23-16 must be dated within 90 days.
- B) 12 months would defeat the purpose of current verification; the 90-day window is the statutory standard.
- C) 30 days is stricter than Georgia requires; the statute allows a letter dated within 90 days of the application.
Memory hook
PDB or a letter — but the letter cannot be older than 90 days.