A Georgia life and accident & sickness producer has held the license for fewer than 20 years. How many continuing education hours, including ethics, must the producer complete each biennium?

Why B is correct

Under Ga. Comp. R. & Regs. r. 120-2-3-.09, a Georgia licensee who has held the license for fewer than 20 years must complete 24 hours of continuing education per biennium, including 3 hours of ethics. Licensees with 20 or more years complete a 20-hour requirement, and holders of certain listed professional designations qualify for a reduced 12-hour requirement, both still including the ethics component.

Why the other options are wrong

• A) 12 hours including 3 ethics is the reduced requirement for holders of listed professional designations, not the standard requirement for licensees under 20 years.
• C) 20 hours including 3 ethics applies to licensees with 20 or more years of licensure, not to this producer with fewer than 20 years.
• D) 30 hours is not a Georgia continuing education requirement, and Georgia always requires ethics hours as part of the total.

Memory hook

Under 20 years? 24 and 3 — twenty-four hours, three of ethics.