State RegulationsGA specificDifficulty 1/5
Under Georgia's standard provisions for individual accident and sickness insurance, how are accrued unpaid disability income benefits paid during a continued period of disability?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-29-3(b)(8), any accrued unpaid disability income benefits are payable at the expiration of each 30-day period during continued liability, rather than being held until the disability ends. The insured receives periodic installments of accrued benefits while the disability continues.
Why the other options are wrong
- A) Benefits need not be held until the disability ends; the standard provision requires periodic payment of accrued amounts.
- C) 10 working days is the deadline for the insurer to furnish claim forms after notice, not the benefit payment schedule.
- D) 90 days is the proof-of-loss deadline, not the interval for paying accrued disability benefits.
Memory hook
Accrued disability dollars flow out every 30 days.