State RegulationsGA specificDifficulty 1/5
Under Reg. 120-2-11-.05, which of the following uses in a Georgia life insurance advertisement is prohibited?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Reg. 120-2-11-.05 prohibits advertisements from using the terms 'investment,' 'profit,' 'deposit,' 'savings,' 'savings plan,' or 'investment plan' in any context that misleads about the true nature of a life policy. Life insurance is not a bank product, and these terms suggest guaranteed growth or fund accumulation that the contract does not provide. Accurate statements of benefits, the insurer's identity, or policy provisions remain permissible.
Why the other options are wrong
- B) Truthfully stating the death benefit is exactly what an advertisement should do; the ban targets misleading characterizations, not accurate facts.
- C) Identifying the insurer's licensed name and home office is ordinary, permissible advertising information.
- D) An accurate explanation of the policy's grace period is permitted; only misleading terminology is banned.
Memory hook
No 'savings' or 'deposit' talk — a life policy is insurance, not a bank account.