State RegulationsGA specificDifficulty 2/5
Which advertisement wording violates Georgia's advertising rules under Reg. 120-2-11-.05?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Reg. 120-2-11-.05, advertisements may not use the words investment, profit, deposit, savings, savings plan, or investment plan in a context that misleads the public about the nature of the policy. Presenting life insurance premiums as a savings plan blurs the line between an insurance contract and a bank product, which is exactly the misleading framing the rule forbids.
Why the other options are wrong
- A) Accurately stating the guaranteed death benefit is truthful disclosure of a policy term, not misleading terminology.
- B) Identifying the insurer's home office and license status is ordinary, required identifying information in an advertisement.
- C) Correctly explaining the examination period informs the applicant of a real statutory right and violates nothing.
Memory hook
No savings, deposit, or investment spin — a policy is insurance.