State RegulationsGA specificDifficulty 1/5
Under Georgia's advertising regulation for life insurance, which of the following terms is prohibited when used in a context that misleads the public about the nature of the policy?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Reg. 120-2-11-.05, Georgia maintains a verbatim prohibited-terms list for life advertisements: 'investment', 'profit', 'deposit', 'savings', 'savings plan' and 'investment plan' may not be used in a context that misleads about the nature of the policy. 'Savings plan' is on the list because it suggests a deposit-like banking product rather than an insurance contract.
Why the other options are wrong
- A) 'Affordable' is not on the enumerated prohibited-terms list, though the ad still must not be misleading overall.
- B) 'Protected' is not on the enumerated prohibited-terms list.
- C) 'Guaranteed' is standard policy terminology and is not on the list when used accurately for actual policy guarantees.
Memory hook
Savings, deposit, profit, investment — off the ad page.