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State RegulationsFL specificDifficulty 2/5

Besides employer-employee groups, which of the following may also be eligible for group life coverage in Florida?

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Answer & full 3-part explanation (select an option above, or peek)

Why D is correct

Under Chapter 627, Florida Statutes, labor unions and similar member associations may sponsor group life coverage for their members, alongside the familiar employer-employee groups. Mailing lists, seminar attendees, and agent prospect lists are marketing compilations, not groups with the ongoing common membership bond the law requires.

Why the other options are wrong

  • A) A client mailing list is a marketing vehicle, not an organized membership group.
  • B) Seminar attendees share no ongoing bond; they are prospects, not members.
  • C) A prospect list is for solicitation, not group coverage eligibility.

Memory hook

Unions yes, mailing lists no.

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