State RegulationsFL specificDifficulty 1/5
What is a Medicare Advantage plan?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
A Medicare Advantage plan is a private plan option — Medicare Part C — under which a private insurer arranges the enrollee's Medicare Part A and Part B benefits, typically through provider networks and often including prescription drug coverage. Under Fla. Stat. 627.674, because the enrollee's Medicare benefits run through the private plan, Medicare supplement insurance cannot be sold to a Medicare Advantage enrollee. Medicare Advantage is an alternative way to receive Medicare, not a state program or a supplement.
Why the other options are wrong
- A) Medicare Advantage is a private-plan option under federal Medicare, not a state-run Florida replacement.
- C) A Medicare supplement policy fills gaps in original Medicare; Medicare Advantage replaces the delivery of Medicare benefits.
- D) Medicare Advantage is part of Medicare, not Medicaid.
Memory hook
Part C = private delivery of Parts A and B.