State RegulationsFL specificDifficulty 2/5
A Florida man turned 65 in January but did not enroll in Medicare Part B until his retirement 6 months later. When does his Medicare supplement open enrollment period begin?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Fla. Stat. 627.6741, the open enrollment period begins with the first month in which the individual is BOTH 65 or older AND enrolled in Medicare Part B. Because he did not enroll in Part B until 6 months after his 65th birthday, the open enrollment clock started with his Part B enrollment, not with his birthday. This dual trigger prevents the window from expiring while the consumer is not yet actually eligible to use Med Supp coverage.
Why the other options are wrong
- A) Turning 65 alone does not start the clock; Part B enrollment is also required.
- B) Part A enrollment alone does not start open enrollment; the statute keys the period to Part B.
- C) The period begins with the first month of Part B enrollment, not 30 days after it.
Memory hook
Sixty-five AND Part B — the second one starts the clock.