State RegulationsFL specificDifficulty 1/5
How long is the free-look period for a Medicare supplement policy sold in Florida?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Fla. Stat. 627.674(4)(d), a Florida Medicare supplement policy must give the insured a 30-day free-look period, during which the insured may return the policy and receive a full refund of the premium. This is one of the longest free looks in Florida insurance because Med Supp buyers are seniors comparing complex coverage. The shorter 10-, 14-, and 21-day figures belong to replacement-rule contexts, life policies, and annuities, respectively.
Why the other options are wrong
- A) Ten days appears in the replacement-rule context for refund conditions, not the Med Supp free look.
- B) Fourteen days is tied to the Buyer's Guide delivery condition for ordinary life policies, not Med Supp.
- C) Twenty-one days is the annuity unconditional-refund period, not the Medicare supplement free look.
Memory hook
Med Supp free look: thirty full days.