State RegulationsFL specificDifficulty 2/5
Which event gives a covered employee and the covered dependents a right to continued group health coverage in Florida?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Termination of employment, other than for gross misconduct, is a qualifying event that gives the employee and covered dependents the right to continue group health coverage, under the continuation provisions reflected in Chapter 627, Florida Statutes. A promotion, a transfer within the same employer, or a vacation does not end employment-based coverage, so no continuation right is triggered. Continuation rights protect people who lose coverage through events such as job loss, divorce, or the death of the covered employee.
Why the other options are wrong
- A) A promotion does not end coverage; the employee remains employed, so no continuation right arises.
- C) Transferring between branches of the same employer leaves group coverage intact.
- D) A vacation does not affect employment-based group coverage.
Memory hook
Lose the job, keep the plan — temporarily.