State RegulationsFL specificDifficulty 1/5
Under Fla. Stat. 626.9541(1)(m), an agent may give an insured an advertising gift without violating the rebate prohibitions, up to a maximum of
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Fla. Stat. 626.9541(1)(m), advertising gifts and charitable donations are exempt from the rebate prohibitions only up to $100 per insured or prospective insured per calendar year. The exemption lets agents offer modest promotional items; anything beyond that ceiling risks being an unlawful rebate or improper inducement.
Why the other options are wrong
- A) $50 is the license application fee, not the advertising-gift ceiling.
- B) $25 is the ceiling for title insurance advertising gifts, which is a different line of business.
- C) $250 is not a gifting threshold anywhere in the statute; the exemption caps at $100 per person per year.
Memory hook
Gifts under $100 keep the rebate hounds asleep.