State RegulationsFL specificDifficulty 1/5
Under Chapter 636, Florida Statutes, a prepaid (limited) health service organization is best described as an entity that:
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Chapter 636, Florida Statutes, a prepaid (limited) health service organization contracts, on a prepaid basis, to provide a defined and limited set of health care services to its subscribers. The limited scope, covering specified services rather than the comprehensive spectrum, is what sets these organizations apart from comprehensive health carriers, and Chapter 636 is their statutory home in Florida.
Why the other options are wrong
- A) Comprehensive major medical coverage is the province of full health insurers, not limited prepaid service organizations.
- B) Stop-loss coverage for self-insured employers is a distinct product line, outside the prepaid limited health service concept.
- C) Life insurance and annuities are governed by other chapters; Chapter 636 addresses limited prepaid health services.
Memory hook
Prepaid service org: limited menu, paid in advance.