State RegulationsFL specificDifficulty 2/5
A Florida agent holds the life and health agent license that includes annuities and variable contracts. What products fall within that license?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under Florida's licensing structure administered by the Department of Financial Services, the agent's life and health license, covering health and life including annuities and variable contracts, authorizes soliciting life insurance, health insurance, annuities, and variable contracts. Property, casualty, and title lines require separate licensure.
Why the other options are wrong
- B) Property and casualty coverage requires separate qualification outside the life and health license.
- C) Title insurance is a separate line requiring its own license in Florida.
- D) Automobile insurance is a casualty line, outside this agent's life and health authority.
Memory hook
Life, health, annuities, variable contracts - one license.