Which of the following events, occurring after licensure, is a ground for the Department of Financial Services to deny, suspend, or revoke a Florida agent's license?

Why D is correct

Under Chapter 626, Florida Statutes, and the Department of Financial Services' enforcement practice, a licensee's conviction of a crime involving dishonesty, breach of trust, or similar misconduct is a ground for denying, suspending, or revoking the license, and licensees must also answer to the Department for administrative actions taken against them. Sales performance and unrelated civil disputes are not disciplinary grounds. This fits the purpose of licensing itself - keeping untrustworthy persons away from the public's insurance money.

Why the other options are wrong

• A) Relocation within the state does not affect licensure; the only related duty is keeping the Department's contact records current.
• B) Sales quotas are the insurer's business arrangements, not statutory qualifications for holding a license.
• C) Being a civil defendant in an unrelated accident case involves no finding of untrustworthiness toward insurance clients.

Memory hook

Crimes of dishonesty cost the license.