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State RegulationsFL specificDifficulty 1/5

Which personal qualification must a Florida insurance license applicant meet?

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Answer & full 3-part explanation (select an option above, or peek)

Why D is correct

Under Chapter 626, Florida Statutes, administered by the Department of Financial Services, a license applicant must be at least 18 years of age and a citizen or otherwise legally authorized to work in the United States. Agency ownership, college degrees, and industry employment are not prerequisites for licensure.

Why the other options are wrong

  • A) Applicants need not already own an agency; many licensees work for existing agencies.
  • B) No particular college degree is required for a Florida agent license.
  • C) Prior insurance employment is helpful experience but is not a licensing requirement.

Memory hook

18 and work-authorized: the gate to apply.

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