State RegulationsFL specificDifficulty 1/5
Which division within the Florida Department of Financial Services investigates suspected insurance fraud?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
The Division of Insurance Fraud (DIF), part of the Florida Department of Financial Services under the Chief Financial Officer, investigates suspected insurance fraud, including staged accidents, fraudulent claims, and premium fraud, and works with state attorneys and prosecutors to bring criminal cases.
Why the other options are wrong
- A) The Division of Consumer Services handles consumer questions and complaints; it does not conduct criminal fraud investigations.
- C) The Office of Insurance Regulation supervises insurers' forms, rates, and solvency, not criminal fraud probes.
- D) The unclaimed property program reunites owners with abandoned property; it does not investigate fraud.
Memory hook
Fraud? Call the DIF inside DFS.