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State RegulationsFL specificDifficulty 1/5

In Florida, which agency processes applications for insurance agent and adjuster licenses and maintains licensing records?

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Answer & full 3-part explanation (select an option above, or peek)

Why B is correct

The Florida Department of Financial Services (DFS), under the Chief Financial Officer, administers the licensing of insurance agents and adjusters under Chapter 626, Florida Statutes: it processes applications, issues licenses, maintains licensing records, and tracks each licensee's appointment status and continuing education compliance.

Why the other options are wrong

  • A) The Office of Insurance Regulation licenses and supervises insurance companies, not individual agents and adjusters.
  • C) The Office of Financial Regulation licenses banks, lenders, and securities firms, not insurance agents.
  • D) The Financial Services Commission appoints regulators and adopts rules; it does not process agent license applications.

Memory hook

DFS = the agent's licensing home base.

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