State RegulationsFL specificDifficulty 2/5
A Florida agent fails to complete the required continuing education for the compliance period. What action may the Department of Financial Services take?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under F.A.C. 69B-228.220, continuing education compliance precedes the issuance, continuance, and reinstatement of appointments, so the Department of Financial Services may refuse or suspend an agent's appointments and impose a $250 penalty when CE is not certified. Current law requires the 4-hour law and ethics update course specific to the license held, plus electives.
Why the other options are wrong
- B) Revocation of a license requires process; DFS cannot revoke automatically without notice and an opportunity to be heard.
- C) Continuing education is the licensee's personal obligation; the appointing insurer is not fined for the agent's CE lapse.
- D) Retaking the examination is not the remedy for a CE shortfall; appointments and a penalty are what DFS uses.
Memory hook
Skip your CE: lose your appointments and pay $250.