State RegulationsFL specificDifficulty 3/5
A Florida life and health agent has been licensed for 5 years. What continuing education must the agent complete each compliance period?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under Fla. Stat. 626.2815(3) and F.A.C. 69B-228.220, an agent licensed fewer than 6 years must complete 24 hours of continuing education every 2 years, including the 4-hour law and ethics update course specific to the license held. The 4-hour update course is current law: the 2021 5-hour version was rolled back by chapter 2023-144, and the old textbook figure of 3 hours of ethics is abolished.
Why the other options are wrong
- A) The 20-hour tier applies to agents with 6 or more years in the business, and the 5-hour course is the superseded 2021 version, not current law.
- B) The 10-hour tier is only for agents with 25 or more years who hold a CLU, CPCU, or qualifying degree, and the 3-hours-of-ethics figure is the abolished old rule.
- D) The 24-hour total is right for this agent, but the required core is the 4-hour law and ethics update course, not 6 hours of ethics electives.
Memory hook
4-hour update course is current law; totals run 24/20/10 by experience.