State RegulationsFL specificDifficulty 1/5
An agent renews her Florida insurance license after 6 years in the business and reviews the continuing education obligation for the current compliance period. The hours she must complete total:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under Fla. Stat. 626.2815(3), an agent with 6 or more years in the business completes 20 hours of continuing education every 2 years, consisting of the 4-hour law and ethics update course specific to the license held plus 16 elective hours. The 4-hour update course is current law: the 2021 5-hour version was rolled back by chapter 2023-144, and the old 3-hours-of-ethics figure is abolished.
Why the other options are wrong
- B) The 24-hour tier applies to agents with fewer than 6 years, and the 5-hour course is the superseded 2021 version.
- C) The 10-hour tier is only for licensees with 25 or more years holding a CLU, CPCU, or qualifying degree, and 3 hours of ethics is the abolished figure.
- D) No tier consists of ethics electives alone; the 4-hour update course is always required.
Memory hook
6-plus years means 20 hours: 4-hour update plus 16 electives.