State RegulationsFL specificDifficulty 3/5
Which Florida agents may satisfy continuing education with only 10 hours, including the 4-hour update course, each compliance period?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under Fla. Stat. 626.2815(3), licensees with 25 or more years in the business who hold a CLU or CPCU designation or a degree in risk management and insurance complete only 10 hours: the 4-hour law and ethics update course plus 6 elective hours. The 4-hour update course remains required at every tier because it is current law under chapter 2023-144.
Why the other options are wrong
- A) Agents with fewer than 6 years owe 24 hours, the highest tier, not 10.
- C) Examination performance has no bearing on the continuing education tiers.
- D) Appointment by foreign insurers does not reduce the requirement; only experience and credentials do.
Memory hook
25 years plus CLU or CPCU: just 10 hours.