State RegulationsFL specificDifficulty 1/5
A Florida agent's appointment with an insurer runs on what cycle, and when does it expire?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under Fla. Stat. 626.381(1),(4) and F.A.C. 69B-211.004, a Florida agent's appointment runs on a 24-month cycle that expires on the last day of the licensee's birth month (for natural persons). The appointing entity - the insurer - pays the renewal and late fees and may not pass them along to the licensee. Agents who track their birth-month deadline avoid appointment lapses that would leave them unable to legally solicit for the insurer.
Why the other options are wrong
- B) Florida appointments run 24 months keyed to the birth month, not annually on a calendar-year basis.
- C) The 6-month figure is the maximum term of a temporary license, not the appointment cycle.
- D) The cycle is keyed to the licensee's birth month, not the insurer's fiscal year.
Memory hook
Appointment = 24 months, ends in your birth month.