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State RegulationsFL specificDifficulty 3/5

A Florida applicant has completed separate life-only and health-only prelicensing coursework. Which alternative education path satisfies the life and health license requirement?

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Answer & full 3-part explanation (select an option above, or peek)

Why D is correct

Under the Florida Department of Financial Services' prelicensing education rules, the standard path is 60 hours, and the alternative path is 30 hours of life coursework plus 40 hours of health coursework. Either path satisfies the education requirement for the life and health agent license application.

Why the other options are wrong

  • A) The 24-hour figure is the continuing education requirement for newer licensees, not a prelicensing path.
  • B) The 10-hour tier is a continuing education tier for very experienced licensees, not prelicensing education.
  • C) A temporary license is a limited credential tied to an agent's death, disability, or military service, not a substitute for education.

Memory hook

Standard 60, or split 30 life + 40 health.

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