State RegulationsFL specificDifficulty 1/5
Which of the following is an activity of daily living (ADL) whose inability to perform is typically used to trigger long-term care benefits in Florida policies?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under Florida's LTC terminology standards in Chapter 627, Florida Statutes, activities of daily living, such as bathing, dressing, eating, toileting, transferring, and continence, are the basic personal self-care tasks whose inability to perform triggers LTC benefits. Managing finances, doing chores, and shopping are instrumental activities of daily living (IADLs), which measure independent living but are not the ADL triggers in standard LTC benefit provisions.
Why the other options are wrong
- A) Managing personal finances is an instrumental activity of daily living (IADL), not an ADL benefit trigger.
- C) Household chores are IADLs; LTC policies test the basic self-care ADLs such as bathing and dressing.
- D) Shopping is an IADL reflecting independent living, not a basic self-care ADL.
Memory hook
ADLs = self-care; IADLs = household management.