Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Under PPACA, a child may remain covered under a parent's health plan:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
PPACA requires plans that offer dependent coverage to allow children to stay on the policy until age 26 — regardless of marital status, student status, or financial independence. The only statutory exception concerns a child who is eligible for employer-sponsored coverage in some grandfathered plans, and certain disabled dependents may be covered beyond 26.
Why the other options are wrong
- B) Age 18 is the pre-PPACA majority-age cutoff; the federal rule extends coverage to 26.
- C) Student status is irrelevant; coverage to 26 applies whether or not the child is in school.
- D) Marriage and residence do not terminate the child's eligibility under the 26-year rule.
Memory hook
26 and free. Marriage, job, or dorm room — none of it kicks a dependent off until the 26th birthday.