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State RegulationsCO specificDifficulty 2/5

In Colorado, which of the following activities requires a producer license?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

Under C.R.S. §§ 10-3-903 through 10-3-904.5, transacting insurance in Colorado — which includes soliciting, negotiating, or selling an insurance contract — requires a producer license. Clerical, educational, and journalistic activities do not involve transacting insurance and fall outside the licensing requirement.

Why the other options are wrong

  • A) Clerical filing for a licensed agency is administrative support, not transacting insurance.
  • B) Teaching an approved course is education, not the sale or negotiation of insurance coverage.
  • D) Writing a general news article informs readers but involves no solicitation, negotiation, or sale of a policy.

Memory hook

Clerks and teachers need no license; sellers always do.

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