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Colorado's maternity mandate may exempt employers with fewer than how many full-time-equivalent positions?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

C.R.S. § 10-16-104(3) requires coverage of normal pregnancy and childbirth — and contraception — the same as any other sickness, but it permits an exemption for employers with fewer than 15 FULL-TIME-EQUIVALENT positions. Above that size, the maternity mandate applies. Producers serving small Colorado employers should check FTE count before assuming a group plan must include maternity benefits.

Why the other options are wrong

  • A) 10 FTEs understates the statutory exemption threshold; the cutoff in C.R.S. § 10-16-104(3) is fewer than 15.
  • B) 25 is the individual count in the fraternal-benefit exemption under C.R.S. § 10-2-401(3)(b), not the maternity FTE threshold.
  • D) 50 has no role in the Colorado maternity mandate and would improperly exempt mid-sized employers the statute covers.

Memory hook

Under 15 FTEs and maternity can walk away.

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