State RegulationsCO specificDifficulty 2/5
Under Colorado law, including C.R.S. § 10-16-105.6 and Colorado Insurance Regulation 4-6-10, health coverage offered through an employee leasing company is:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
C.R.S. § 10-16-105.6, together with 10-16-214(5) and Colorado Insurance Regulation 4-6-10, brings health coverage delivered through employee leasing arrangements within Colorado's insurance framework: the Division of Insurance regulates the arrangement like any other group health coverage offering. Leasing cannot be used to recharacterize coverage in ways that dodge Colorado requirements applicable to the underlying health plans, which is why the statute names leasing companies directly.
Why the other options are wrong
- B) Employment-law framing does not exempt the insurance component; the health coverage itself remains squarely regulated by the Colorado Division of Insurance.
- C) Colorado law does not prohibit leased employees from group coverage — it regulates how such coverage is offered.
- D) Colorado regulation applies alongside any federal oversight; the arrangement is not exclusively a federal matter.
Memory hook
Lease the workers, not the rules — the Division still watches the health plan.