State RegulationsCO specificDifficulty 3/5
A Colorado employer never sends the notice required under C.R.S. § 10-16-108(1) after a terminated employee's last day of group coverage. The employee may still elect continuation coverage:
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under C.R.S. § 10-16-108(1), the employer's notice postmarked within 10 DAYS after termination satisfies the notice duty, and the employee ordinarily must elect and pay within 30 DAYS after termination. When the employer fails to notify, the statute extends the employee's election window to 60 DAYS after termination. The extension rewards the employee for the employer's lapse rather than for the employer's delay in sending paperwork.
Why the other options are wrong
- A) 30 days is the standard election-and-payment window that applies when the employer's notice was properly given.
- B) 10 days is the employer's own notice deadline, not the employee's election window.
- C) 90 days is not an election period under § 10-16-108(1); the no-notice extension runs to 60 days.
Memory hook
Employer silent 10 days late? Employee gets 60 to elect.