PassSprint
State RegulationsCO specificDifficulty 3/5

A Colorado carrier leaves a clean claim unpaid past the 90-calendar-day deadline and resolves it on the 91st day. Under C.R.S. § 10-16-106.5, what consequences apply?

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Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

C.R.S. § 10-16-106.5 imposes 10% annual interest on the amount ultimately allowed, running from the due date, and — when a claim is not resolved within 90 days — a penalty of 20% of the amount ultimately allowed, imposed on the 91st day. A carrier that resolves the claim on the 91st day owes both the accrued interest and the 20% penalty.

Why the other options are wrong

  • B) The late-payment consequences are the statutory 10% annual interest and 20% penalty, not a flat $1,000 fine.
  • C) Interest runs at 10% annually; the 20% figure is the penalty for claims unresolved at 90 days, not the interest rate.
  • D) Late payment carries statutory consequences even if the claim is eventually paid.

Memory hook

10% interest always; 20% penalty lands on day 91.

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