State RegulationsCO specificDifficulty 1/5
Under C.R.S. § 10-16-104(13), a Colorado sickness and accident policy's mandated diabetes coverage must include:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
C.R.S. § 10-16-104(13) mandates coverage of diabetes equipment, supplies, and outpatient self-management training and education, including medical nutrition therapy, when prescribed. These benefits are subject to the same deductibles and copays as other benefits, but they cannot be omitted from a Colorado sickness and accident policy.
Why the other options are wrong
- B) Drug coverage alone is too narrow; the statute also requires equipment, supplies, and self-management training and education.
- C) Hospitalization-only coverage ignores the required equipment, supplies, and outpatient training and education.
- D) Training and education, including medical nutrition therapy, are expressly mandated and cannot be excluded.
Memory hook
Equipment + supplies + training + nutrition, when prescribed.