State RegulationsCO specificDifficulty 1/5
A Colorado Springs applicant has just finished a prelicensing course and asks what to expect on the course final. Which statement correctly describes the required prelicensing course final?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Colorado Insurance Regulation 1-2-5 §6(B) requires the prelicensing course final to be a closed-book exam passed at 70%, monitored by a disinterested third party or a qualified instructor. Note that the 70% standard applies only to the course final; the Colorado examination itself uses a Division-set scaled score with no published passing percentage.
Why the other options are wrong
- A) The final is closed-book and must be monitored; an unproctored open-book exam does not comply with Reg. 1-2-5.
- B) The 0-to-100 scaled scoring regime belongs to the state examination, not to the prelicensing course final.
- C) The 70% passing standard for the course final is fixed by regulation, not reset annually by the Division of Insurance.
Memory hook
Course final: closed book, 70%, watched by a stranger — a different test than the state exam.