State RegulationsCO specificDifficulty 1/5
Which statement best describes the purpose of the annual open-enrollment period for a Colorado employer's group health plan?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under Colorado's enrollment framework (C.R.S. § 10-16-105.7; Reg. 4-2-43), the open-enrollment period is the designated window in which employees may enroll in the plan or change elections without evidence of insurability. Special enrollment handles qualifying events outside that window, keeping the two mechanisms distinct.
Why the other options are wrong
- A) Rate setting is a carrier function governed by the rating rules, not the function of the enrollment window.
- C) Removing ineligible employees is an ongoing administrative duty, not the purpose of open enrollment.
- D) Claim submission deadlines run from the loss, not from the annual enrollment period.
Memory hook
Open enrollment: everyone gets in the door, no health questions asked.