State RegulationsCO specificDifficulty 1/5
A Colorado producer is explaining to a client when Medicare, the federal health program, generally begins. Which statement is accurate?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medicare, the federal program, generally begins at age 65 — the key federal figure for this section. Colorado's Medicare supplement framework, including the definitions in C.R.S. § 10-18-101(4), regulates supplement policies sold to persons enrolled in Medicare, so the entire Colorado supplement market exists because of Medicare eligibility at 65.
Why the other options are wrong
- B) 50 is the prostate-screening age under the Colorado mandate in C.R.S. § 10-16-104(10), not a Medicare eligibility figure.
- C) Enrolling in an employer plan has no bearing on Medicare eligibility, which is set by the federal program's own rules.
- D) Purchasing a Medicare supplement does not create Medicare eligibility; supplements are sold to persons already enrolled in Medicare.
Memory hook
Medicare kicks in at 65 — that is why Med supp clients exist.