State RegulationsCO specificDifficulty 2/5
A Colorado producer completed the initial long-term care training and has been selling LTC policies. What ongoing training requirement applies in the periods that follow?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Per the Colorado Division of Insurance's published LTC licensing requirements, after the initial 16 credits the producer must complete 5 classroom credits every 2 years, starting with the second 2-year period. Ongoing training keeps partnership and product rules current, and relying only on the initial course does not satisfy the continuing obligation.
Why the other options are wrong
- A) The ongoing figure is 5 classroom credits, and the cycle is 2 years, not annual.
- B) Ongoing training runs on a fixed 2-year cycle tied to periods, not triggered per application, and the figure is 5.
- D) The obligation continues after the initial course — 5 classroom credits every 2 years beginning with the second 2-year period.
Memory hook
LTC never stops teaching: 5 credits every 2 years, from the second cycle on.