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State RegulationsCO specificDifficulty 1/5

Within the Colorado prelicensing course for a single line, how many hours of insurance ethics are required?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

C.R.S. § 10-2-201(1) requires the prelicensing course to include at least 3 hours of insurance ethics, and Reg. 1-2-5 §7 confirms the 3-hour ethics block within the 50-hour course. A multiple-line applicant takes the ethics hours only once rather than repeating them for each line.

Why the other options are wrong

  • A) 2 hours understates the ethics block; the regulation requires 3 hours of ethics.
  • B) 4 hours is the Colorado insurance law block specific to the line under Reg. 1-2-5 §7, not the ethics block.
  • D) 10 hours far exceeds the required ethics block and would mislead an applicant planning coursework.

Memory hook

Ethics eats 3 of the 50 — and only once, even with multiple lines.

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