State RegulationsCO specificDifficulty 1/5
Under C.R.S. § 10-2-201, how many hours of prelicensing education must a Colorado life insurance applicant complete?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
C.R.S. § 10-2-201(1) requires 50 hours of approved prelicensing education per line — life, accident and health, property, and casualty are each 50-hour lines — and the course must include at least 3 hours of insurance ethics. Applicants who complete the hours receive a certificate of completion valid for 1 year under Colorado Insurance Regulation 1-2-5.
Why the other options are wrong
- A) 40 hours is not the Colorado requirement; C.R.S. § 10-2-201(1) sets 50 hours per line, including 3 hours of ethics.
- C) The 50 hours must include at least 3 hours of insurance ethics; the ethics component cannot be omitted.
- D) 24 hours is the continuing-education requirement per 24-month cycle, not the prelicensing hour total.
Memory hook
50 to get in, 24 to stay — with 3 ethics hours in each.